Joshua Evan Krutoy, CLU®, CASL®, RICP®, CFP®, ChFC®

Wealth Management Advisor


Before I can speak intelligently about the services that might be appropriate for you and your family, I need to get to know you. And, before you can feel comfortable sharing your goals and dreams, you need to get to know me.

Educational & Professional Designations


    • The mission of Certified Financial Planner Board of Standards, Inc is to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for competent and ethical personal financial planning.

  • Retirement Income Certified Professional (RICP®) designation

    • An RICP® designee is trained to understand how to structure effective retirement income plans, how to mitigate risks to the plan, and how to create a sustainable stream of income to last throughout a client's retirement years.

  • Chartered Advisor for Senior Living (CASL®) designation

    • The Chartered Advisor in Senior Living® designation shows a commitment to helping aging clients achieve financial security now and into the future. The CASL® helps advisors lead clients from middle age through retirement and assist them with the management, preservation, and transfer of wealth.

  • Chartered Life Underwriter (CLU®) designation

    • The CLU® designation is the undisputed professional credential for persons involved in the protection, accumulation, preservation and distribution of the economic values of human life.

  • Certified in Long Term Care (CLTC®) certification

    • The CLTC® (Certifcation in Long-Term Care) program was created in 1999.  It focuses on the discipline of extended care planning.  It provides professionals the critical tools necessary to discuss the subject of longevity and its consequences on their client's family and finances.


Associations and Memberships

  • Million Dollar Round Table (MDRT 2008-2018)
  • MDRT Court of the Table (2013-2018)
  • Jewish Federation of Greater Washington
  • Northern Virginia Technology Council
  • Penn State Alumni Association



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